Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Cigna Dental PPO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$25/$75
Plan Maximum
$1,500
Preventive Care
$0 (exam/cleaning coverage limited to 2 per year)
Basic Services
10% coinsurance after deductible
Major Procedures
40% coinsurance after deductible
Orthodontia (Adults and Children)
50% coinsurance after deductible up to a Lifetime Maximum of $1,000
Out-of-Network
Deductible (Individual/Family)
$25/$75
Plan Maximum
$1,500
Preventive Care
$0 (exam/cleaning coverage limited to 2 per year)
Basic Services
20% coinsurance after deductible
Major Procedures
50% coinsurance after deductible
Orthodontia (Adults and Children)
50% coinsurance after deductible up to a Lifetime Maximum of $1,000
Cigna Dental HMO
Benefit Highlights
In-Network
Deductible (Individual/Family)
$0/$0
Plan Maximum
$0
Preventive Care
$0 for most services, fees apply for other services
Basic Services
Various copays apply
Major Procedures
Various copays apply
Orthodontia (Adults and Children)
Various copays apply